Individuals of all ages, families, and couples all go through times when they need someone to talk to. Friends offer limited support, because they often take sides or have a limited understanding of the problems at hand. This is why counseling therapists are available to help their clients work through these times. Therapists can specialize in substance abuse, mental health, career counseling, or focus on any segment of the life span. Counselors all have at least a master's degree, which requires at least one year of graduate training in counseling, psychology, or social work beyond a four-year college degree. They are excellent listeners, take accurate notes, and are frequently organized because they manage billing and insurance reimbursements.